Personal Flood
A Small Amount of Water Can Lead to Big Damage
Floods are the costliest natural disaster in the U.S., causing billions in damage annually to hundreds of thousands of businesses and homes. The average residential flood claim is $66,0001—it only takes a few inches of water to cause major damage.
Who Needs Flood Insurance?
Everyone needs flood insurance—no matter where you’re located. Anywhere it rains, it can flood. More than 40% of National Flood Insurance Program (NFIP) claims come from outside high-risk flood areas2. And standard homeowners insurance doesn’t cover flood damage—only a flood policy can help protect the life you’ve built when floodwaters start to rise.
Ready to Get Started?
Our approach begins with understanding your needs and goals.
Insights
1 FEMA, “Everyone Needs Flood Insurance,” https://www.fema.gov/fact-sheet/everyone-needs-flood-insurance, accessed Oct. 28, 2024.
2 FEMA, “Myths and Facts About Flood Insurance,” https://www.fema.gov/fact-sheet/myths-and-facts-about-flood-insurance-2, accessed Oct. 28, 2024.